Picture this. You knocked out all of your consumer debt, saved up 3–6 months of expenses in a full emergency fund, and dove right into Baby Steps 4, 5, and 6. Now all that’s left between you and the pinnacle of the Baby Steps is paying off the mortgage...

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http://www.stewardship.com/articles/which-comes-first-up-the-401-k-or-pay-down-the-mortgage