Some of the most difficult conversations you’ll ever have will probably involve money. For example, consider these statements:

"Honey, you’ve been spending too much money on golf lately. You need to cut back because it’s not fitting in our budget."

"Dad, I know you’ll be retiring soon, so how prepared are you for that?"

"Ben, I know you’re my brother, but you haven’t paid me back for the last two times I loaned you money. I love you, but I’m not giving you money again."

Ouch. Those are probably going to be difficult discussions, right? But even though they’re difficult, those money conversations are absolutely necessary. Read More

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