• Dave Ramsey - Blog

Explaining The Envelope System

The envelope system is certainly nothing new—it has been around for decades.

And yet many people still don’t know exactly how it works. Do you need to save up money to get started? Does every bill get paid with the envelope system? Can you work an envelope system online? And on and on.

So What Is the Envelope System?

The envelope system is when you use cash for different categories of your budget, and this cash is kept in envelopes. It allows you to see exactly how much money you have left in a given category by the cash that remains on hand. Read More


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