• Dave Ramsey - Blog

The Student Loan Crisis

Let’s be real, y’all. The student loan crisis in this country has become way too serious to ignore. Right now, the total amount of student loan debt in the U.S. is coming in at over $1 trillion.(1)

That’s insane.

And you know what? I’ve been there. I was that kid who owed more than $25,000 in student loans after being in college for only three semesters. I fell into the trap of thinking loans would make my life easier, and it cost me a lot. In fact, I realized that taking out loans and going into debt was probably the worst mistake I could have made—after I wound up homeless and living in my car for a season. Yeah, not cool.

I followed the Baby Steps to get out of debt, and I’m blessed to be where I am today. But you better believe I’m going to do everything I can to make sure other young people don’t go through what I did.

Let’s take a look at the simple (but painful) facts so we can understand the problem and work toward a solution—and make sure the next generation, including your own kids, know how to graduate debt-free. Read More


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