Is a Target-Date Fund the Best You Can Do?

June 14, 2016

We’ve all been there—stuck in the chip aisle, unable to pick a flavor. Before you know it, it’s been 15 minutes, and you’re still sweating your decision. Who knew a bag of chips could trigger such anxiety?

If you get hung up on something as simple as chips, try choosing between retirement funds. When you can’t make heads or tails out of your options—and your future depends on it—the pressure really cranks up.

No wonder so many folks default to target-date funds. It’s just easier.

But is that the best you can do?

 

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