Congratulations! You’ve worked with your local independent insurance agent and now have your insurance policy. Or maybe you’ve had your policy for a while but haven’t taken the time to become familiar with it. We get it — reading your insurance policy is probably not high on your to-do list… or your want-to-do list. However, getting a basic understanding can help you make sense of your coverage, what’s included and how your insurance works – which is especially important to k
It’s true. Auto insurance rates tend to go up when you add a teen driver onto your policy or purchase a separate policy for a teenage driver. This is because teens are among the most high-risk drivers on the road today, racking up more traffic citations, having more driving accidents and filing more insurance claims than other drivers. If you’re like most parents, you may be asking yourself these important questions right now: How am I going to keep my teen safe on the road?
4 reasons you need renters’ insurance More U.S. households are renting now than at any point in the last 50 years. However, only 37% of renters have renters’ insurance. Common misconceptions like, “My landlord’s policy will cover me” and “I don’t have that much stuff or anything worth that much” may factor into the low percentage. But if something were to happen to your home, it could be financially devastating even if you’re renting. Regardless of the value of your possessio
If you loan or lease your vehicle, it’s probably a smart idea to take a look at gap coverage. It often isn’t included with your average auto policy, and having it can potentially save you thousands of dollars. Gap insurance covers the difference between the depreciated value of your car and how much you owe on a loan at the time of an accident. So to understand gap coverage, you first need to understand depreciation. #Insurance
Collision, comprehensive, deductibles, oh my! Shopping for auto insurance doesn’t have to be a beast. Whether you’re looking for budget-friendly coverage or a policy with all the bells and whistles (or you don’t even know where to start), an independent agent can help guide you to buy the best auto insurance for your specific needs, budget and lifestyle. READ MORE #Insurance